Short Sale Specialist
A short sale can stop the foreclosure clock.
When you owe more than your home is worth and you are facing financial hardship, a short sale lets you sell for less than the mortgage balance with the lender's approval, avoiding foreclosure and protecting your credit as much as possible.
What Is a Short Sale?
Selling for less than what you owe, with the lender's approval.
In a short sale, the lender agrees to accept the sale proceeds even though they are less than the remaining mortgage balance. The home is sold to a qualified buyer, the lender releases the lien, and the seller avoids the foreclosure process.
It is a complicated transaction with more parties, more documentation, and more moving parts than a traditional sale. That is why experience matters.
Why Greg
A Certified Distressed Property Expert with 60+ completed short sales.
As a CDPE, Greg has worked with homeowners, lenders, servicers, asset managers, investors, attorneys, and the other parties involved in complicated property sales. His short-sale experience includes completing more than 60 transactions and guiding sellers through situations where communication, documentation, realistic pricing, and persistent follow-up are critical.
CDPE Designation
Certified Distressed Property Expert, trained for hardship and short-sale situations.
60+ Short Sales
Completed transactions with lenders, servicers, and asset managers.
Foreclosure Prevention
A clear path that helps sellers avoid foreclosure and its longer recovery.
All Parties Coordinated
Homeowners, lenders, attorneys, and buyers kept moving toward one closing.
The Process
How Greg negotiates a short sale.
Every short sale is a negotiation with the lender. The objective is a realistic price, a complete package, and an approved sale that moves to closing.
Evaluate Your Situation
Greg reviews the mortgage balance, the property value, your hardship, and the timeline. Not every situation needs a short sale, and he will tell you which options actually fit.
Build the Case for the Lender
A short sale requires the lender to accept less than the balance owed. Greg assembles the documentation, hardship details, and comparable sales that support the request.
Price It to Sell
The property is priced realistically against current comparables, because a short sale only gets approved when the offer is strong enough for the lender to accept.
Negotiate with the Lender
Greg works with lenders, servicers, and asset managers through approval, communicating, providing documentation, and following up persistently until the sale is approved.
Close
Once the lender approves the terms, the transaction moves to closing with the paperwork managed start to finish.
Common Questions
Questions sellers ask about short sales.
Am I a candidate for a short sale?
Typically, a short sale fits when you owe more than the home is worth, you are facing financial hardship, and you can no longer afford the payments. Greg will review your numbers and tell you honestly whether a short sale is the right path or whether another option fits better.
How long does a short sale take?
Short sales take longer than a traditional sale because the lender must approve the price and terms. Realistic pricing, complete documentation, and persistent follow-up are what move the process forward, and that is exactly where Greg’s experience comes in.
Will a short sale hurt my credit?
A short sale generally has less impact on credit than a foreclosure, but every situation is different. The goal is to avoid foreclosure and its longer recovery, and Greg works to position the sale to protect your credit as much as possible.
Can I sell my home if I am already behind on payments?
Yes. Acting early gives you the most options, including a short sale before the foreclosure auction date. Georgia’s foreclosure process can move quickly, so the sooner you start, the more control you keep.
Behind on your mortgage? Start the conversation today.
The earlier you act, the more options you have. Greg will review your situation confidentially and lay out the path that gives you the most control.